ONGOING CLIENT SUPPORT

Raul’s Ongoing Client Support Program begins with a First Payment Reminder to make sure you start off on the right foot with your new mortgage, and just like you receive quarterly reports from your financial planner, you will begin to receive Quarterly RateWatch Reports from Raul Martinez to let you know how your existing mortgage compares to the mortgage programs that are available each quarter.

Why is this important? First, if your loan program is better than the current mortgage market, your Quarterly RateWatch Report will confirm that. Second, these reports will alert you if there are refinance opportunities to reduce your interest rate or lower your monthly mortgage expense. Taking advantage of these types of opportunities can free up cash flow each month that can help you achieve your other financial goals.

You will also begin to receive Semi-Annual Property Profiles, which will show you the prices for which other homes in your area are being sold. This can give you an idea of the approximately value of your home. With this information, you and your Mortgage Planner can manage the equity in your home to match your particular goals.

In addition, Raul offers Annual Reviews to all of his clients. The Annual Review is an opportunity for you to explore ways to improve how your mortgage is integrated into your personal, financial, and professional goals. Since life circumstances change over time, your mortgage may need to be adjusted to meet these changes. Some of these life changes may include: a change in income/expenses; a change in marital status; saving for retirement or college expenses; caring for an elderly parent or family member with special needs; buying a second home or investing in real estate; managing the equity in your home; or a Pay Option ARM review.

Raul also offers free educational seminars for his clients and strategic business partners and their clients throughout the year. There are various topics that Raul covers in his seminars. If you would like an invitation to any of these seminars, please go to the Speaking/Seminars tab to find out more.

In addition to all of these other aspects of Raul Martinez’ Ongoing Client Support Program, you can always speak to Raul for referrals to other trusted professionals to help solidify other aspects of your financial and legal picture. These other professionals include, among others: Financial Planners, Tax Professionals, Estate Planning Attorneys, and Real Estate Professionals. If you already have your own trusted advisors, Raul is happy to work with them, as well.

Finally, Raul has an open-door policy with all of his clients and enjoys sharing ideas and strategies to help you make more informed decisions as you move forward.

How much does participation in Raul’s Ongoing Client Support Program cost? Nothing…it’s absolutely FREE. All we ask is that you keep us in mind for your next refinance and whenever anyone asks you for a recommendation when looking for a mortgage. That will enable us to spend more time helping our existing clients and less time trying to find new ones.